Wind-Only Policies: How Two Policies Cover One Building
When wind is written separately you have two policies on one property. Here is how they fit together and where they fail to.
Lowering a Percentage Wind Deductible: What Is Actually Available
A five percent storm deductible is not always the only option. Here is what can actually be changed and what the trade costs.
The Three Residual Markets: NCIUA, NCJUA, and the South Carolina Wind Pool
Three residual mechanisms serve the Carolinas and they do different things. Here is which one applies to your property and what each covers.
How to Tell If Wind Is Excluded From Your Policy
Ten minutes with your declarations page answers the most important question a coastal owner has. Here is exactly where to look.
What Wind and Hail Coverage Actually Is, and How It Gets Written
Wind and hail is a peril, not a policy, and in coastal territories it gets separated out and written by a different market. Here is how.
Hurricane Preparation in North Carolina: A Complete Guide
Hurricanes can hit hard in North Carolina—especially along the coast. This complete guide walks you through smart storm prep, from reviewing your insurance to securing your home and planning ahead.