Kure Beach offers small-town charm, ocean views, and direct access to the Carolina coast—but with that comes unique insurance challenges. Homes here face risks from hurricanes, tropical storms, wind, hail, and flooding. Whether you live here year-round, own a vacation home, or rent your property seasonally, you need coverage built for the coast.
1. Dwelling Coverage
Protects your home’s structure—roof, walls, and foundation—against covered events like hurricanes, windstorms, and fire.
2. Wind & Hail Coverage
Most properties in Kure Beach have separate wind and hail deductibles. We’ll explain your options and make sure you’re prepared before storm season.
3. Flood Insurance
Standard homeowners insurance does not cover flooding. Because Kure Beach is in a flood-prone zone, a separate flood policy may be required.
4. Personal Property Coverage
Covers your belongings—furniture, electronics, clothing—if they’re damaged, destroyed, or stolen.
5. Liability Protection
Provides coverage if someone is injured on your property or if you accidentally damage someone else’s property.
We’re North Carolina coastal insurance experts, with decades of experience protecting homes in Kure Beach and surrounding areas. As an independent company, we work for you—not the carriers—shopping multiple top-rated providers to find the right coverage at the right price.
With us, you get:
Make sure your home is ready for whatever the coast brings.
Start your quote online today or call (910) 791-1011 to speak with a Sizemore Insurance advisor who understands Kure Beach.