Living in Wrightsville Beach means ocean views, sandy beaches, and a lifestyle built around the water—but it also comes with unique insurance needs. From hurricanes and tropical storms to wind-driven rain and salt air damage, coastal properties face more risk than inland homes.
1. Dwelling Coverage
Protects the structure of your home—walls, roof, and foundation—against covered perils like fire, wind, and hail.
2. Wind & Hail Coverage
Many coastal homes have separate wind and hail deductibles. We help you understand your options and costs.
3. Flood Insurance
Standard homeowners policies don’t cover flood damage. With Wrightsville Beach’s proximity to the ocean and Intracoastal Waterway, separate flood coverage is highly recommended.
4. Personal Property Coverage
Covers your belongings—furniture, electronics, clothing—if damaged or stolen, whether they’re in your home or traveling with you.
5. Liability Protection
Helps cover legal and medical costs if someone is injured on your property.
We’re independent, meaning we shop multiple trusted carriers to find coverage and rates that fit your Wrightsville Beach property. Our advisors understand coastal insurance challenges—from high-value homes to vacation rentals—and tailor policies to your needs.
When you work with us, you get:
Get Your Wrightsville Beach Home Covered
Protect your home and your belongings.
Start your quote online today or call (910) 791-1011 to speak with a Sizemore Insurance advisor who knows Wrightsville Beach and its unique risks.