Shallotte is known for its small-town charm, proximity to Brunswick County beaches, and year-round coastal weather. Whether you live here full-time or own a second home near Ocean Isle Beach or Holden Beach, the right homeowners insurance is essential to protect your investment from risks like wind, hail, flooding, and hurricanes.
1. Dwelling Coverage
Protects the structure of your home—including the roof, walls, and foundation—from covered events like hurricanes, windstorms, and fire.
2. Wind & Hail Coverage
Coastal properties often have separate deductibles for wind and hail. We’ll explain your options and help you choose the right coverage for your budget and risk level.
3. Flood Insurance
Standard homeowners policies don’t cover flooding. Many Shallotte homes are in or near flood zones, so a separate flood policy may be required by your lender.
4. Personal Property Coverage
Covers your belongings—from furniture and appliances to electronics and clothing—if they’re damaged, destroyed, or stolen.
5. Liability Protection
Provides financial protection if someone is injured on your property or if you accidentally cause damage to someone else’s property.
We’re a North Carolina-based independent insurance company with decades of experience helping coastal homeowners. That means we can shop multiple trusted carriers to get you the right balance of price and protection.
When you work with us, you get:
Get a Homeowners Quote for Shallotte, NC
Protect your home and your peace of mind with coverage built for where you live.
Start your quote online today or call (910) 791-1011 to speak with a Sizemore Insurance advisor who knows Shallotte and Brunswick County.