Living as a Homeowner in Burgaw
Burgaw, NC is a small-town gem in Pender County, known for its historic charm, friendly community, and close proximity to Wilmington and the beaches. Whether you own a historic downtown home, a newer build in a developing neighborhood, or a property with extra land, homeowners insurance is essential for protecting your investment.
Why Homeowners Insurance Matters in Burgaw
Burgaw’s location in southeastern North Carolina means enjoying a relaxed pace of life—but also facing risks unique to the region:
- Hurricane & Tropical Storm Threats – Coastal weather can bring high winds, heavy rain, and property damage.
- Flooding Concerns – Areas near the Northeast Cape Fear River may face flooding during storm season.
- Wind & Hail Damage – Seasonal storms can cause roof and exterior damage.
- Rising Construction Costs – Higher rebuild costs mean you need coverage that reflects today’s prices.
Core Homeowners Insurance Coverages
- Dwelling Coverage – Protects the structure of your home, including roof, walls, and foundation, from covered perils like wind, fire, and hail.
- Personal Property Coverage – Covers your belongings—furniture, electronics, clothing—whether they’re at home or temporarily away.
- Liability Protection – Covers expenses if someone is injured on your property or if you cause accidental property damage.
- Additional Living Expenses (ALE) – Pays for temporary housing and daily living costs if your home is uninhabitable after a covered loss.
- Optional Add-Ons – Flood insurance, equipment breakdown coverage, and other endorsements for broader protection.
How Sizemore Insurance Helps Burgaw Homeowners
As an independent insurance company, we work for you—not the carriers. Our approach:
- Compare quotes from multiple top-rated carriers
- Customize coverage based on your home’s location and risks
- Help you understand hurricane and windstorm deductibles
- Find savings through bundling home, auto, and other policies
- Review your policy regularly to ensure you stay protected
Tips for Homeowners in Burgaw
- Review Your Policy Annually – Keep coverage in line with rising rebuild costs.
- Consider Flood Insurance – Even outside high-risk zones, storms can bring unexpected flooding.
- Bundle Policies – Save money by combining home and auto coverage.
- Stay Storm-Ready – Keep your roof, siding, and trees maintained to minimize damage risk.
Protect Your Burgaw Home Today
At Sizemore Insurance, we know the unique risks of living in Pender County. Our team will help you find coverage that makes sense for your home, location, and budget.
Start your quote online today or call (910) 791-1011 to speak with a Sizemore Insurance advisor.