General liability insurance is a core policy for businesses of all sizes. It helps protect your business from financial loss if you’re held responsible for bodily injury, property damage, or personal and advertising injury to someone else.
If a customer slips in your store, you accidentally damage a client’s property, or someone claims your advertising caused them harm, general liability insurance can help cover the costs of legal defense, settlements, and medical bills.
From Charlotte to Wilmington, Raleigh to Asheville, North Carolina businesses face a variety of risks—whether you’re running a small shop, a contracting company, or a professional service firm. Even a single claim could cost thousands of dollars without the right coverage.
Many landlords, clients, and contracts require you to carry general liability insurance before you can do business. Having it in place not only protects your finances—it also builds trust with the people you work with.
Most policies include protection for:
General liability insurance doesn’t cover everything. You’ll need separate policies for:
As an independent insurance company, Sizemore Insurance works with top-rated carriers across North Carolina to find the right balance of coverage and cost. We: