Consultant Insurance in North Carolina

Protecting Your Expertise and Your Business

As a consultant, your business is built on trust, expertise, and advice—but even the best advice can lead to disagreements, misunderstandings, or unexpected financial losses for your clients. That’s why consultant insurance is essential.

Whether you work as an IT consultant in Raleigh, a marketing consultant in Charlotte, or a management consultant in Wilmington, the right coverage helps safeguard your business, income, and reputation.
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What Is Consultant Insurance?

Consultant insurance isn’t a single policy—it’s a customized combination of coverages designed to protect against both professional and general business risks.

At its core, consultant insurance typically includes:

• Professional Liability Insurance (Errors & Omissions) – Protects you if a client claims your advice or services caused financial harm.
• General Liability Insurance – Covers bodily injury, property damage, and legal defense if you’re sued for accidents related to your business.
• Business Personal Property Coverage – Protects equipment like laptops, phones, and other tools you use.
• Cyber Liability Insurance – Helps cover losses if sensitive data is breached or stolen.
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Why Consultants Need This Coverage in North Carolina

Consultants face unique risks depending on their industry:

• Tech consultants may face data breach or software failure claims.
• Financial and business consultants can be sued for alleged bad advice or missed deadlines.
• Marketing consultants may face claims tied to advertising content, copyright, or campaign results.

In North Carolina, the risks can also vary by client location—working with large corporations in Research Triangle Park is very different from small business clients along the coast. We tailor your policy to match your client base, work style, and potential exposures.
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How Much Does Consultant Insurance Cost?

Premiums depend on:

• Your consulting field and risk level
• Annual revenue
• Number of employees or subcontractors
• Coverage limits and deductibles

Because Sizemore Insurance is independent, we shop multiple carriers to make sure you’re getting strong protection at the most competitive rate.
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Why Work with Sizemore Insurance

We help consultants by:

• Reviewing contracts for insurance requirements before you sign
• Building policies that combine professional liability, general liability, and other necessary coverages
• Comparing rates from top national and regional carriers
• Providing clear explanations so you know exactly what’s covered—and what’s not

Protect Your Consulting Business Today

One lawsuit or claim could set back years of hard work. Let’s make sure you’re protected so you can focus on serving your clients with confidence.

Start your consultant insurance quote or call (910) 791-1011 to speak with a Sizemore Insurance advisor today.

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