Accountant Insurance: Protecting Your North Carolina Accounting Business

Why Accountants Need Insurance

As an accountant, your clients trust you with their finances, tax filings, and sensitive information. One small mistake—or even the perception of one—can lead to costly legal claims. Accountant insurance protects your business from financial losses related to lawsuits, client disputes, property damage, and more.

What Is Accountant Insurance?

Accountant insurance is a tailored package of coverages designed for accounting professionals and firms. It combines liability protection with coverage for your office, equipment, and employees.

Key Coverages for Accountants

1. Professional Liability Insurance (Errors & Omissions)

Protects you if a client claims you made a mistake, gave bad advice, or failed to deliver promised services—whether or not it’s true. This is the most important coverage for accountants.

2. General Liability Insurance

Covers claims of bodily injury or property damage that happen in your office or during client visits.

3. Business Property Insurance

Protects your office space, furniture, computers, and other business property from covered risks like fire, theft, or storms.

4. Cyber Liability Insurance

Covers data breaches, hacking incidents, and other cyber threats—critical for accountants handling sensitive financial data.

5. Workers’ Compensation Insurance

Required in most cases if you have employees. Covers medical costs and lost wages if someone is injured on the job.

Risks Accountants Face in North Carolina

  • Filing errors leading to IRS penalties for clients
  • Misinterpretation of tax laws or compliance requirements
  • Data breaches or cyberattacks targeting sensitive client records
  • Slips, trips, or falls at your office
  • Severe weather events that damage office space or equipment

How Sizemore Insurance Helps Accounting Professionals

At Sizemore Insurance, we:

  • Identify the specific risks your accounting business faces
  • Customize a policy package to include only the coverage you need
  • Compare rates from multiple top-rated carriers
  • Explain your policy in plain language so you know exactly what’s covered

We’re independent, which means we work for you—not the insurance companies.

Protect Your Practice Today

Don’t leave your business exposed. Start your accountant insurance quote online or call (910) 791-1011 to speak with a Sizemore Insurance advisor who understands North Carolina businesses.